/* SmartFisco Calculadoras · diseño claro, grande y fácil de usar */
:root{--bg:#f3f6fa;--card:#fff;--tx:#14202e;--mut:#556579;--bd:#dbe3ec;--pri:#0b6b4f;--pri2:#0f8f69;--navy:#0b3b5e;--acc:#b45309;--warn:#fff6e0;--warnbd:#efc15e;--ok:#e6f6ee;--sh:0 4px 16px rgba(15,40,70,.10)}
@media (prefers-color-scheme:dark){:root{--bg:#0e141b;--card:#161e29;--tx:#e9eef4;--mut:#9fb0c2;--bd:#2a3645;--pri:#3ccf9c;--pri2:#2fb386;--acc:#f0a64a;--warn:#2b2412;--warnbd:#6b5420;--ok:#12261f;--sh:0 4px 16px rgba(0,0,0,.4)}}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font:16px/1.6 system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;background:var(--bg);color:var(--tx)}
a{color:var(--pri)}img{max-width:100%}
.wrap{max-width:1160px;margin:0 auto;padding:0 18px}

/* ---- Encabezado: logo sobre fondo blanco ---- */
header.sitio{background:#fff;border-bottom:1px solid #dbe3ec;position:sticky;top:0;z-index:30;box-shadow:0 2px 10px rgba(15,40,70,.08)}
.barra{display:flex;align-items:center;gap:16px;padding-top:6px;padding-bottom:6px}
.marca{display:block;flex:0 0 auto;line-height:0}
.marca img{display:block;height:54px;width:auto}
.marca-sub{font-weight:700;color:#0b3b5e;font-size:1rem;border-left:3px solid #0f8f69;padding-left:14px}
.cta-sf{margin-left:auto;text-decoration:none;font-weight:800;font-size:.95rem;color:#fff;background:#0b6b4f;border-radius:999px;padding:9px 18px;white-space:nowrap;box-shadow:0 2px 8px rgba(11,107,79,.35)}
.cta-sf:hover{background:#0f8f69}
@media(max-width:680px){.marca-sub{display:none}.marca img{height:46px}.cta-sf{font-size:.85rem;padding:8px 14px}}
@media(max-width:360px){.cta-sf{display:none}}

/* ---- Portada de cada página: botones + título ---- */
.hero{background:linear-gradient(135deg,#0b3b5e 0%,#0b6b4f 100%);color:#fff;padding:22px 0 26px}
.hub-calcs{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
a.btn-calc{position:relative;display:flex;align-items:center;gap:14px;padding:16px 18px;border-radius:18px;background:#fff;color:#14202e;text-decoration:none;box-shadow:0 6px 18px rgba(0,0,0,.22);transition:transform .15s,box-shadow .15s;min-width:0;border:3px solid transparent}
a.btn-calc:hover{transform:translateY(-3px);box-shadow:0 10px 24px rgba(0,0,0,.3)}
.bc-ic{display:flex;align-items:center;justify-content:center;flex:0 0 auto;width:58px;height:58px;border-radius:16px;font-size:1.9rem;line-height:1;background:linear-gradient(135deg,#0b6b4f,#12a074)}
a.btn-calc.c-aguinaldo .bc-ic{background:linear-gradient(135deg,#c2410c,#f59e0b)}
a.btn-calc.c-finiquito .bc-ic{background:linear-gradient(135deg,#1d4ed8,#38a1ff)}
.bc-tx{display:flex;flex-direction:column;line-height:1.25;min-width:0}
.bc-tx b{font-size:1.2rem}.bc-tx small{font-size:.85rem;color:#556579;margin-top:3px}
a.btn-calc.act{background:#fffbe8;border-color:#facc15}
a.btn-calc.act::after{content:"✓ Estás aquí";position:absolute;top:-11px;right:14px;font-size:.72rem;font-weight:800;background:#facc15;color:#3b2f00;border-radius:999px;padding:3px 11px}
.hub-guias{display:flex;flex-wrap:wrap;align-items:center;gap:10px;margin-top:14px}
.hub-et{font-weight:800;color:#d6e6ef;margin-right:4px}
a.btn-guia{display:inline-flex;align-items:center;gap:7px;padding:9px 16px;border:2px solid rgba(255,255,255,.65);border-radius:999px;color:#fff;background:rgba(255,255,255,.1);font-weight:700;font-size:.95rem;text-decoration:none;transition:background .15s,color .15s}
a.btn-guia:hover,a.btn-guia.act{background:#fff;color:#0b3b5e;border-color:#fff}
.hero-tx{margin-top:22px;max-width:860px}
.hero h1{font-size:2.05rem;line-height:1.15;margin:0 0 10px;color:#fff}
.hero .lead{margin:0;color:#e1eef5;font-size:1.08rem;max-width:72ch}
@media(max-width:860px){.hub-calcs{grid-template-columns:1fr}a.btn-calc{padding:12px 14px}.bc-ic{width:50px;height:50px;font-size:1.6rem}.bc-tx b{font-size:1.1rem}.hero h1{font-size:1.55rem}.hero{padding:18px 0 22px}}
@media(max-width:480px){.hub-guias{display:grid;grid-template-columns:1fr 1fr;gap:8px}.hub-et{grid-column:1/-1}a.btn-guia{justify-content:center;padding:9px 6px;font-size:.85rem}}

/* ---- Contenido ---- */
main{padding:22px 0 44px}
h2{font-size:1.35rem;margin:1.6em 0 .5em}h3{font-size:1.1rem;margin:1.2em 0 .3em}
.grid{display:grid;gap:22px;grid-template-columns:minmax(0,1fr)}
.grid>*{min-width:0}
@media(min-width:960px){.grid{grid-template-columns:minmax(0,1fr) 330px}}
.card{background:var(--card);border:1px solid var(--bd);border-radius:16px;padding:20px;margin-bottom:18px;box-shadow:var(--sh)}

/* Calculadora en dos columnas: 1 Tus datos | 2 Tu resultado */
.calc2{display:grid;gap:20px;grid-template-columns:minmax(0,1fr)}
.calc2>*{min-width:0}
@media(min-width:1000px){.calc2{grid-template-columns:minmax(0,5fr) minmax(0,6fr);align-items:start}}
.card>h2:first-child,.card article>h2:first-child{margin-top:0}
.paso-t{display:flex;align-items:center;gap:10px;font-size:1.25rem;margin:0 0 14px}
.paso-t span{display:inline-flex;align-items:center;justify-content:center;width:32px;height:32px;border-radius:50%;background:var(--pri);color:#fff;font-size:1rem}
.campos{display:grid;gap:14px;grid-template-columns:repeat(auto-fit,minmax(200px,1fr))}
label{display:block;font-weight:700;font-size:.92rem;margin-bottom:5px}
input,select{width:100%;padding:12px 13px;border:2px solid var(--bd);border-radius:11px;background:var(--bg);color:var(--tx);font:inherit;font-size:1.02rem}
input:focus,select:focus,button:focus-visible,a:focus-visible{outline:3px solid var(--pri2);outline-offset:1px;border-color:var(--pri2)}
.ayuda{font-size:.8rem;color:var(--mut);margin-top:4px}
.seg{display:flex;border:2px solid var(--pri);border-radius:12px;overflow:hidden;margin-bottom:14px}
.seg button{flex:1;border:0;background:var(--card);color:var(--pri);padding:12px 10px;font:inherit;font-weight:800;cursor:pointer}
.seg button[aria-pressed=true]{background:var(--pri);color:#fff}
.btn{display:inline-block;background:var(--pri);color:#fff;border:0;border-radius:11px;padding:11px 18px;font:inherit;font-weight:800;cursor:pointer;text-decoration:none}
.btn:hover{background:var(--pri2)}
.btn-sec{background:transparent;color:var(--tx);border:2px solid var(--bd)}
.btn-sec:hover{background:var(--bg)}
details{margin-top:14px}summary{cursor:pointer;font-weight:800;color:var(--pri)}
.res{display:grid;gap:12px;grid-template-columns:repeat(auto-fit,minmax(170px,1fr));margin:4px 0 14px}
.kpi{background:var(--ok);border-radius:14px;padding:14px 16px}.kpi small{color:var(--mut);display:block;font-weight:700}.kpi b{font-size:1.55rem;line-height:1.2}
.kpi:first-child{background:linear-gradient(135deg,#0b6b4f,#12a074);color:#fff;grid-column:1/-1}.kpi:first-child small{color:#d9f4e8}.kpi:first-child b{font-size:2.1rem}
.kpi.neg{background:var(--warn)}
table.t{width:100%;border-collapse:collapse;font-size:.95rem}table.t th,table.t td{padding:9px 8px;border-bottom:1px solid var(--bd);text-align:left}
table.t th{background:var(--bg);font-size:.82rem;text-transform:uppercase;letter-spacing:.04em;color:var(--mut)}
table.t td.n,table.t th.n{text-align:right;font-variant-numeric:tabular-nums}table.t tr.tot td{font-weight:800;border-top:2px solid var(--bd);background:var(--bg)}
.tablascroll{overflow-x:auto}
.vacio{display:none;color:var(--mut);text-align:center;padding:34px 18px;font-weight:600}
#resultado[hidden]+.vacio{display:block}
.aviso{background:var(--warn);border:1px solid var(--warnbd);border-radius:12px;padding:12px 14px;font-size:.9rem;margin:12px 0}
.nota{font-size:.84rem;color:var(--mut)}
.error{background:#fde8e8;border:1px solid #f1a3a3;color:#7a1f1f;border-radius:12px;padding:12px 14px;margin-top:12px}
.acciones{display:flex;gap:10px;flex-wrap:wrap;margin-top:14px}
.ad{min-height:0;text-align:center;margin:16px 0}.ad.ad-activo{min-height:100px}
.ad-etiqueta{display:block;font-size:.68rem;color:var(--mut);text-transform:uppercase;letter-spacing:.06em}
aside .ad.ad-activo{min-height:250px;position:sticky;top:84px}
.tarjetas{display:grid;gap:10px;grid-template-columns:repeat(auto-fit,minmax(220px,1fr))}
.tarjeta{display:flex;flex-direction:column;gap:3px;border:2px solid var(--bd);border-radius:14px;padding:14px;text-decoration:none;color:var(--tx);background:var(--card)}
.tarjeta .etq{font-size:.68rem;color:var(--acc);font-weight:800;text-transform:uppercase}
.cta{background:linear-gradient(135deg,#0b3b5e,#0b6b4f);color:#fff;border-radius:16px;padding:20px}
.cta a.btn{background:#fff;color:#0b3b5e;margin-top:10px}
footer.sitio{border-top:1px solid var(--bd);background:var(--card);padding:24px 0;color:var(--mut);font-size:.9rem}
footer.sitio a{color:var(--mut)}footer .cols{display:flex;gap:16px;flex-wrap:wrap;justify-content:space-between}
.consent{position:fixed;left:12px;right:12px;bottom:12px;z-index:50;background:var(--card);border:1px solid var(--bd);border-radius:14px;padding:14px 16px;display:flex;gap:12px;align-items:center;flex-wrap:wrap;box-shadow:0 8px 28px rgba(0,0,0,.28)}
.consent p{margin:0;flex:1 1 320px;font-size:.9rem}
.oculto,[hidden]{display:none!important}
@media print{header.sitio,.hero,footer.sitio,.ad,.consent,.acciones,#patrocinios,aside,.cta,.seg,.vacio{display:none!important}body{background:#fff;color:#000}.card{border:0;box-shadow:none}}

/* ---- Boletín ---- */
a.btn-boletin{background:#f4b63f;border-color:#f4b63f;color:#3b2a00}
a.btn-boletin:hover,a.btn-boletin.act{background:#fff;border-color:#fff;color:#0b3b5e}
.chips{display:flex;flex-wrap:wrap;gap:8px;margin:14px 0}
.chip{display:inline-block;padding:7px 14px;border:1px solid var(--bd);border-radius:999px;background:var(--card);color:var(--ink,inherit);font-weight:700;font-size:.9rem;text-decoration:none}
.chip:hover{border-color:#0b6b4f;color:#0b6b4f}
.notas,.relacionadas{display:grid;gap:14px;grid-template-columns:repeat(auto-fill,minmax(250px,1fr));margin:16px 0}
.nota-card,.relacionadas a{display:flex;flex-direction:column;gap:6px;padding:16px;background:var(--card);border:1px solid var(--bd);border-radius:14px;box-shadow:var(--sh);text-decoration:none;color:inherit}
.nota-card:hover,.relacionadas a:hover{border-color:#0b6b4f;transform:translateY(-2px)}
.nota-card b{font-size:1.05rem;line-height:1.3}
.nota-cat{font-size:.78rem;font-weight:800;color:#0b6b4f;text-transform:uppercase;letter-spacing:.04em}
.nota-res{font-size:.92rem;color:var(--mut)}
.nota-card small{margin-top:auto;color:var(--mut)}
.articulo{line-height:1.7;font-size:1.04rem}.articulo h2{font-size:1.25rem}
.home-boletin{margin-top:28px}
.suscribe-form{display:flex;flex-direction:column;gap:8px}
.suscribe-form input{padding:10px 12px;border:1px solid var(--bd);border-radius:10px;font-size:1rem;width:100%}
.oculto-vis{position:absolute;left:-9999px}
@media print{.chips,.suscribe,.home-boletin{display:none!important}}